It can be very frustrating to lose car keys. It may also be expensive depending on the kind of key you've got.
Calling car key replacement service is the quickest way to replace the key. This is typically a less expensive and faster option than calling roadside assistance or an auto dealer.
Cost
Up until recently the loss of car keys was not a big issue. You could simply visit your local hardware store and get a replacement key made. Fortunately, today, the process is much more complicated and costly. The reason is that automobiles have become more technologically advanced, which means their keys are now. While this can make the keys more secure from theft however, they are also more expensive to replace.
The cost to replace keys for a car that have been lost will differ based on the model, year and make of your vehicle. Many modern vehicles come with key fobs with a transponder to stop theft. These chips must be paired with your vehicle, which usually requires a locksmith or a dealership. The cost of this service will vary depending on the type of vehicle you own however, it could be up to $200.
Some modern cars also use keys that are laser-cut and must be programmed using a specific machine that is only available at auto dealerships and specialist locksmiths. The cost of keys for this kind of lock is up to $100.

Another factor that affects the cost of losing a key is where you live. You'll likely need to pay more for service for an area that is remote because the locksmith and tow truck have to travel far to get to you. A locksmith will also charge extra for work done on holidays, weekends, or after-hours.
The best way to reduce the cost of a lost key is to keep an extra key with you that can be kept at home or kept in your wallet. It is also advisable to keep the title or registration documents, as these will be needed to prove that you are the owner of the vehicle if you need to contact the dealership for the replacement key. You can also contact your roadside assistance service. You may be able get an interim replacement based on the conditions and terms of your roadside assistance service.
Time is an important factor.
It can be a hassle to lose your car keys, however it's important to not be anxious. Spend a few minutes searching for your keys in easy places, like your pocket or purse. Then, walk back through your day and try to recall the places you may have left them. This will help you remember if lost them, or if they are still in your vehicle. If you're not able to locate your car keys, it may be time to find new keys.
Most modern cars come with a remote key fob which utilizes a number of codes to unlock and start the vehicle. This type of key needs to be programmed with your specific vehicle, and this is typically a task that requires an expert. Contact an auto locksmith to determine if they can handle this. You will be required to provide evidence of ownership.
The traditional metal keys are easier to replace than remote fobs for keys. They are completely mechanical and are easy to duplicate. A locksmith in your neighborhood can replace your key on the right on the spot. They can also duplicate the ignition cylinder in your vehicle as an additional expense. If you'd like to backup the keys to your old car, you can go to a hardware store specializing in automobiles, and get them copied quickly and inexpensively.
It is also advisable to replace your car keys if they're starting to appear worn. The teeth on the key and the lock cylinder can wear down due to regular use which makes it difficult for them to align correctly with one another. If the key begins to become stuck inside the lock, it's also an indication that it's time for a replacement.
The dealer might need to program the key if you have a newer model or a premium car. This is a complex job that is costly and take a considerable amount of time to complete. It could be covered under your car warranty or insurance depending on the make of your vehicle.
The availability
Even if you're a great driver it's still possible to lose your car keys. This can be a real pain, especially when it happens at the most inconvenient times such as when you're at the petrol station or grocery store and just want to get home. There are many ways to replace your lost key. You can contact your insurance company, find a local locksmith or contact roadside assistance.
The first thing you'll need to do is identify the type of car key you have. It's crucial to know that different cars have different keys. Some keys are old-fashioned, and only lock using the key cylinder. Some keys have chips that communicate with the vehicle to unlock doors and start the car. Some of these keys are easily repaired by an auto-locksmith however, others will require you to visit a dealer for a replacement from the manufacturer.
Whether you're using a traditional key or a smart one the first step should be to read the user manual or call the dealership for directions on how to program it to your vehicle. You'll need proof of ownership and may need to wait a few days for the dealer to make an order for a replacement. This process requires you to bring your vehicle to a locksmith or another service provider to get it programmed. It is not the best choice for people with limited mobility or strict schedules.
If you have a spare key the process is much easier. It is possible to purchase a replacement key online for a relatively low price, depending on the type of vehicle. However, if your keys are equipped with a key fob and transponder element, you'll need to consult a professional who is qualified to get them replaced and programmed. Based on the model and make, you may need to take it at the dealer, or hire a locksmith replace the key.
A bluetooth tracker is an additional method to replace your car key. These small devices attach on your keyring, and emit the signature, which can be retrieved using an iPhone with an application installed. The app will reveal the location of your key so you can easily locate it.
Insurance
Car insurance policies typically do not cover the cost of lost keys. However, there are a few exceptions. Some of the top insurance companies, that are committed to customer satisfaction, provide additional insurance for things such as keys lost. It's usually an additional cost, but it can be less expensive than having to pay out from pocket for key replacement costs.
The policy you choose to use and the amount of the deductible will determine whether or not your car insurance covers keys that are lost. The majority of traditional keys are easy to replace, but when you have an smart key or electronic fob the process can be more difficult. These keys are laser-cut and utilize computers that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. Furthermore, these kinds of keys are expensive due to the fact that you'll have to pay for locksmith services as well as the cost of a new key.
If you're looking to cut costs on a lost key replacement, consider using an auto club or roadside assistance. These services may provide locksmiths with discounted rates, and may even cover the cost of the purchase of a new key. Some of these companies also offer emergency lockout services which are useful if you're in a rush and have to get back on the road.
You can also call your car dealer to inquire if they could help. Locksmiths are typically on hand at the majority of dealerships, and could be able to create keys at a reasonable price. However when the dealer needs to purchase a brand new key for your vehicle it could take a few days for it to arrive. Whatever method you select, make sure to keep all receipts and documentation so that you can submit a claim to your insurance company for your car if necessary.
While it's not a pleasant experience losing your car keys can occur to anyone. There are ways to avoid costly consequences. While the cheapest and fastest method to replace lost car keys is to call an authorized locksmith in your area It is important to weigh the monetary benefits against the time involved and possible deductible payment before making a claim to your insurance company.