Losing a car key can be a traumatic experience. It can also be costly depending on the kind of key you have.
The most efficient way to obtain a replacement is to call an auto locksmith. This is usually a less costly and faster option than calling the roadside assistance or an auto dealer.
Cost
Until recently the loss of car keys wasn't a huge deal. You could simply visit your local hardware store and purchase an alternative key. Today, the process is much more complex and expensive. The reason for this is that cars are becoming more technologically advanced, so their keys are too. This may make them more secure against theft but it also makes them more expensive to replace.
The cost of replacing a lost key will vary based on the year, make and model of your car. Many modern cars come with keys that include a transponder chip in them to prevent theft. The chips must be paired with your car, which typically requires a locksmith or dealer. replacement keys for cars can vary based on the type of car you own however, it could be as high as $200.
Modern cars also come with laser-cut keys that need to be programmed with a specific machine that is only available at auto dealerships and specialist locksmiths. The cost of the key for this kind of lock is up to $100.
Another factor that affects the cost of losing a key is the location you live in. You will likely have to pay more for service when you live in a remote area because the tow truck and locksmith have to travel a long distance to reach you. Additionally, a locksmith may be charged extra for holiday or after hours weekends.
The best way to reduce the cost of losing a key is to keep an extra key with you and keep it at home or in your wallet. It is also advisable to keep your car's title or registration documents, as these will be needed to prove you are the owner of the vehicle should you need to contact the dealership for an exchange key. You can also contact your roadside service for assistance. You might be able to obtain an interim replacement based on the conditions and terms of your roadside assistance service.
Time is a major factor.
Losing your car keys can be stressful however, you shouldn't be panicking. Spend a few minutes searching for your keys in easy places, such as your pocket or purse. Then, walk back through your day and try to remember where you might have put them them. This can help you recall where you lost the keys, or even the location of them if they're in your car. If you can't find your car keys, it could be time to purchase a replacement.
Most modern cars have a remote key fob that utilizes a code to unlock and start the vehicle. This kind of key has to be reprogrammed in order to work with your specific vehicle, and this is usually a job for an expert. You should consult an auto locksmith to determine whether they can take care of this, and you'll be required to provide proof of ownership.
Old-fashioned metal car keys are much simpler to replace than remote key fobs. They function entirely mechanically and aren't difficult to duplicate, therefore a local locksmith can make you an immediate replacement when you've lost one. The locksmith can also duplicate your ignition cylinder, but this is an additional cost. If you'd like to create copies of your old keys for your car, visit a hardware shop that specializes in cars and have them made quickly and cost-effectively.
If your car keys are beginning to look worn out, you should consider replacing them. The teeth on the key and the lock's cylinder may be worn down by the use of the keys over time which makes it difficult to align them correctly with each other. If the key starts to become stuck, it could be time to replace it.
The dealer might need to program the key if you have the latest model or luxury vehicle. This is a difficult task that is costly and take a long amount of time to complete. It could be covered under the warranty on your car or insurance according to the model of your car.
The availability
Even if you drive excellent, you can still lose your keys. This could be a huge problem especially at an inconvenient moment, such as when you're at the supermarket or at the gas station and need to get back home. There are many ways to replace your lost key. You can contact your insurance provider or locate a local locksmith, or contact roadside assistance.
First, you'll need to determine the kind of key you have. It's important to know that different cars use different keys. Some keys are old-fashioned and only lock using the key cylinder. Some keys have an electronic chip that communicates with the vehicle to unlock doors and start the car. Some of these keys are easily repaired by an auto-locksmith while others might require you to visit a dealership to purchase one from the manufacturer.
If you're using a traditional key or a smart key, your first step should be to read the instruction manual or contact the dealer for directions on how to program it to your car. You'll need proof that you own the vehicle, and then wait for a few more days for your dealer to make an order for a replacement. This method could also require you to bring the vehicle to a locksmith or other service provider to have it programmed, which isn't the ideal option for people working on tight schedules or have limited mobility.
The process is a lot easier in the event that you have an extra. You can usually buy keys online at a reasonable cost dependent on the type of car. If your keys come with an electronic transponder or key fob, then you'll need to see a qualified expert in order to replace and program them. Depending on the make and model of your car, this may mean getting a tow to the dealership or letting a locksmith do it for you.
Another way to get a new car key by using a bluetooth tracker. These tiny devices are attached to your keyring and emit a signature that can be picked up by a smartphone with an application installed. The app will then inform you where the key is, to help you locate it when you need to.
Insurance
Car insurance policies typically do not cover the cost of lost keys. However, there are a few exceptions. Some of the top car insurance firms that are committed to customer satisfaction offer additional coverage for things like lost keys. It's typically an extra cost, but it can be less expensive than having to pay out on your own for key replacement costs.
The policy you choose to use and the deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional keys are easily replaced, but if you have an smart key or an electronic fob the process can be more difficult. These keys are laser-cut and incorporate chips that send signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. In addition, these kinds of keys are more expensive since you'll need to pay for a locksmith as well as the cost of the new key.
If you're looking to save money on a key replacement you should consider using an auto club or roadside assistance. These services can provide discounts for locksmiths and could even reimburse you for the cost of replacing a key. Some of these companies provide emergency lockout services that is beneficial if you are in a hurry to travel.
You can also contact your car dealership to see if it could help. Most dealerships have locksmiths on staff, and they might be able to design you a new key for an affordable price. If the dealer needs to order a key for your particular model it could take several days. Keep all receipts and other documents regardless of the method you select. This will enable you to file a claim if needed with your insurance company.
While it's not a pleasant experience losing your car keys can occur to anyone. However, there are strategies to help you avoid costly consequences. While the most affordable and quickest method to replace lost car keys is to call a local locksmith but it is crucial to weigh the monetary benefits against the time involved and possible deductible payment before filing a claim with your insurance company.
