Health Insurance Divorce
Health insurance divorce is an important issue for divorced parents. When dealing with custody issues, it is important to find out who is going to be responsible for paying for child support. The state law in Massachusetts governs this issue, and similar to spousal medical insurance, family law courts in conjunction with child support laws determine the issue regarding whether a divorced parent is responsible for paying for medical benefits for their child.
In order to decide if a parent is responsible for paying child's health care, courts examine the amount of time a parent has spent caring for the child, the length of time the child was covered by an insurance policy and whether the parent has paid their premiums on time. In addition to these factors, courts look into the financial status of the parents.
Many divorced parents are concerned about what will happen to their health coverage once they are no longer married. For example, when one parent moves out of the house, the other must move out of the health plan. If the health plan is cancelled and the parents don't get the refund, they could be liable for the cancellation fees.
This means that a parent could end up having to pay for the health coverage even when they are no longer a resident of the house. If you are looking into this scenario, there are a number of options available.
If your parent has already paid for their health plan during the marriage, it may not be worth it to try to obtain coverage from another company. You may have to pay a higher premium if you want a cheaper insurance plan.
If you can convince a court that you should have to pay for your child support payments, you may have a better chance of saving money. If you are unable to obtain coverage through your original health plan, you may have to pay an additional amount to cover the costs of child medical insurance. If the costs of health insurance exceed the amount you have to pay in child support, you may be able to file a motion for a change of plan.
If the plan you currently have does not cover child medical insurance, you may want to consider getting one. You will have to pay more money up front, but the difference in premiums will likely help to eliminate some of your child support payments.
To learn more about your divorce and your rights when it comes to health plans, contact an attorney experienced in Massachusetts divorce cases and child medical insurance. The attorney will be able to review your case to see if you have a strong case and whether or not you have a strong chance of getting a change of plan. They can also review your financial situation and advise you on how to obtain the most affordable and beneficial plan for your family.
In most cases, you can request a change of health insurance on your own. However, if you find that you need more information, you may want to talk to a professional who specializes in Massachusetts divorce cases.
If you are unable to reach an agreement with the insurance company on the terms of your new health plan, the attorney can help you create a contract. This contract can be used as a bargaining chip for negotiations with your insurance company once the case has been resolved.
In Massachusetts, health insurance divorce cases are often settled out of court. Most cases that are brought to court to end with an agreement that the original health plan will be taken away or that it will be discontinued.
Although a court order may seem like a good thing in the short term, it may hurt the long term health of your family. If elevate-insurance are concerned about what will happen to your health in the future, you should contact an attorney who specializes in Massachusetts divorce cases today. They can help you understand your options.