Health insurance in India is not yet popular. Most of the people are of the belief that they have set aside the money that may be required in case of an emergency. However, it is important to understand that you dont need a health insurance plan just for an emergency situation. This is because such a situation may vary in terms of its intensity. One can never be sure of what comes next. It may a small accident or something as big as heart attack. Life does not work like the notifications on our Facebook page. It is a journey filled with lots of surprises which may not always be pleasant.

So why health insurance? In case you or one of your family members gets hospitalised due to some reason, the health insurance company will pay for your hospitalisation charges as well as medical bills. No matter how much you save, it is not possible to plan out the way a health insurance company does for you. This is because when you purchase a health insurance policy, there a number of factors basis which a health insurance plan is recommended to you. Such factors include, family history, number of dependents in the family, etc.

Health insurance plans are of many types such as individual health insurance plan, family floater plan, critical illness plan, unit linked health plan and many others. Since the cost of medical treatments is on a rise, a health insurance plan organises your financial planning for times of contingency much in advance. These days, critical illnesses such as heart diseases, cancer, and others are also on a rise which include very expensive treatments. Health insurance policies offer a large number of other benefits such as cashless services, regular health check-ups, pre and post hospitalisation expense reimbursement, etc.

Purchasing a health insurance policy is one of the best measures you can take in order to safeguard the future of your family or even yourself. There are many people who have to undergo the stress of financial burden in the event of unpredictable incidents such as any form of illness, accidents, etc. Those who already hold a health insurance policy are at peace of mind as they are well-prepared for any event. Ensure that you select the best health insurance in India through good research and reading through the reviews. Aegon Life, Exide Life, ICICI Life are some of the renowned health insurance providers in India.